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A DFC Commercial Subsidiary
Pre-scheduled specialist appointments and elective procedures across 20 specialties — credentialed, technology-driven, outcomes-measured.
HMOs across Nigeria face compounding pressures on specialist service delivery.
Specialist disbursements grow faster than premium revenue, compressing margins quarter over quarter with limited levers for cost control.
Finding credentialed specialists with confirmed availability remains a manual, relationship-dependent process that does not scale.
Paper-based referrals, fragmented follow-up, and absent outcomes data make it impossible to measure or improve specialist care quality.
Volume commitments drive preferred tariffs. Preferred tariffs fund outcomes reporting. Outcomes reporting justifies volume commitments.
Based on percentage of committed specialist volume delivered per period
| Volume Delivered | Tariff Adjustment |
|---|---|
| Below 50% | +5% surcharge |
| 50–74% | Standard rate |
| 75–89% | -5% discount |
| 90–100% | -10% discount |
| Above 100% | -12% discount |
Credentialed physicians. Verified availability. National coverage.
20
Medical specialties
300+
Verified diaspora physicians
5
Major cities covered
100%
DFC credential-verified
Purpose-built infrastructure for managed specialist care.
ICD-10 coded from day one. Every encounter generates structured claims data ready for reconciliation — no post-hoc coding required.
Digital prescriptions with formulary awareness. Track fills, substitutions, and adherence across the care episode.
Lab and imaging orders flow directly to partner facilities. Results return to the referring physician within the same record.
Real-time visibility into case volume, resolution rates, patient satisfaction, and specialist performance metrics.
12%
HMOs that commit 30%+ of specialist disbursements to SPL receive tariffs up to 12% below standard rates.
₦4,000
Per life signup fee funds working capital — discounted 50% for equity partners.
Tell us about your organisation. A member of the SPL partnerships team will respond within two business days.